
Your friendly team at Oceanvale Mortgage & Finance is about one thing: your satisfaction.
At Oceanvale Mortgage, we don’t stop until we’ve delivered—whether that means securing you the lowest rate, streamlining the process, or offering an experience that’s refreshingly easy and stress-free.
Our mission is simple: give you unbiased advice and access to the best borrowing options available. We combine the friendly, approachable service of a local bank with the powerful reach of a national brokerage. With over 50 lending partners across Canada, we have the tools and flexibility to find a solution that fits—no matter your goals.
We search the entire lending market on your behalf and present only the best, most competitive options. But what really sets us apart? The experience we provide.
Our clients are the reason we exist, and we take that seriously. From first-time homebuyers to seasoned investors, we pride ourselves on offering personalized service, clear communication, and outstanding results. That dedication has made us the top-rated mortgage company in Nanaimo—with 250+ 5-star reviews and growing. But don't believe us, take a look at what people say about us.
Call or come visit us to talk about your options. If it's a home purchase, a mortgage refinance, an upcoming renewal, a construction project, our people are knowledgeable, experienced, and eager to help!


“I have had the pleasure of working with Kaity, Nolan and Lindsey on the initial purchase of my home and renewal.
I would describe this team as knowledgeable, dedicated and professional. There is no other team I would work with in the future than this crew of beauties.
Thank you for answering all of my questions and being a group who truly pride themselves on relationships built with clientele.”
“We used Oceanvale for our broker as first time home buyers and Kaity was absolutely fantastic to deal with along with Lindsey. Kaity was extremely prompt with her responses, she provided full detailed information that was laid out really easy for us to understand and we really felt like we got the best rate and advice from them. Never felt like we had too many questions and we knew we were in good hands dealing with her. I put full trust into Kaity and the staff at Oceanvale, we were well taken care of. Highly recommend!”
“I found Oceanvale Mortgage & Finance very helpful. As a first-time homebuyer and busy working mom I needed someone who could walk me through this process. I got the information I needed without being overwhelmed. The professionalism and responsiveness I received was great and the whole experience was surprisingly smooth.”
Reviews on Google
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Charity

The founder and owner of Oceanvale Mortgage & Finance, Nolan Smith, was born and raised in Nanaimo. He understands the importance of community and giving back. A portion of every dollar earned goes back into the community via many avenues. We love to hold free events for people to attend (check out Starlight Movie Night), we support kids in sports by assisting them getting the gear they otherwise might have a tough time purchasing, we sponsor many local events like International Woman’s Day, charity golf tournaments, youth sporting programs and anything else that helps our city mates out.
We welcome all inquiries about sponsorship and opportunities for us to support. Please reach out any time!

